Do You Plan to Fail or You Fail to Plan?

New Year is always a time of reflection and planning. So have you planned for this year's goals and dreams yet? Most people don't plan to fail but most of the time they fail to plan. What are your plans this year?  Do you want something better this 2011? What do you want to achieve? Write your goals or plans and be specific about it. It is not a plan unless you have written it on a piece of paper.

Every new year reminds us that one year will be added to our age. Are you planning for your retirement? Are you funding or investing for your own retirement fund without relying on the company where you work right now? Take a look in this X-Curve concept.

When we are young it's time to work hard and think of our retirement age. It's time to plan and invest for retirement fund. Planning for old age is very crucial. Do you have your personal health care and insurance?

I always remember what Robert Kiyosaki said in his book Rich Dad's Guide to Investing, "The worst thing you can do to yourself is run out of both money and time".

While you're still young and have the money, invest for your health care and insurance. It's a very sad and worst thing if you're old and you realized these things are important and regrets can buy you nothing.

Why do we need health care and insurance? As we grow old our physical bodies will deteriorate and it's the time we badly need medicine, check ups, we need money for hospital bills if we get sick.

Health care and insurance are investment products. Seek some advice from people who are experts into these kinds of investment, that's it if you want to invest for your retirement fund.

Be responsible of your own future. Take the journey to financial freedom NOW by procuring your own health care and insurance.

Be blessed!